Real Estate - Lindsey Binks - Keller Williams Realty

Buyer Services

At Lindsey Binks Real Estate Group we're here to help you find the home of your dreams. With a team of experts guiding you every step of the way, our extensive knowledge and experience will ensure you have the best home buying experience possible.

Seller Services

At Lindsey Binks Real Estate Group we take the stress out of selling your home by providing a seamless experience from start to finish. Our team will put you in the best position to market your home and sell it for the highest possible price.

EXCEEDING EXPECTATIONS

You are our number one priority and our team of agents is ready to help you meet your goals. We know you have a choice when choosing a real estate professional to be on your side and thus we aim to always exceed your expectations as often as possible when helping you buy or sell a home.

Buying VS Renting

If you’re thinking of buying in 2022, my advice is to gather as much info as you can from friends, family members, and industry experts like me! At the top of the list to learn? The pros and cons of renting vs. buying.

PROS AND CONS OF BUYING
Pros: Build equity, fixed monthly payment, tax benefits, can remodel and customize, stability…
Cons: Hefty down payment, upkeep and maintenance costs, property taxes, possible HOA fees, not easy to move…
PROS AND CONS OF RENTING
Pros: Upkeep and maintenance costs covered, no property taxes, avoid market fluctuations, easy to move
Cons: Won’t build equity, rent may increase, no tax benefits, can't remodel or customize, pets may not be allowed (sniff, sniff).
If you’re still not sure whether you should rent or buy, DM me and let’s discuss your options to find the right solution for you. That's why I'm here!
Here's Why You Shouldn't Wait To Buy

If you’re thinking about waiting for prices to crash before buying, then read this post first !
Like many buyers I talk to, I’m wondering if you’re thinking about 2008…when the housing market did, indeed, well, crash. No question, it was a devastating time for many homeowners. BUT have you considered the possibility that 2022 is nothing like 2008? I really, truly think it is.

Here’s why:
- What drove the crash in 2008 and sent home prices plummeting was the oversaturated market. There were WAY more homes than buyers. In 2022, it’s exactly the opposite. Inventory is low—and that's driving prices high.
- In 2008, getting a mortgage was as easy as ordering from DoorDash. Nowadays, there are much tighter regulations on the lending industry. Not just anyone can get a mortgage. That said, if you’re looking to buy, get pre-approved and then shop with confidence that you’re paperwork ready to buy a home.
- In 2008, there were 13.1 million adjustable-rate mortgages (ARMs) on the books. Today, there are around 2.5 million. That’s good news. Why? Fewer ARMs mean fewer homeowners are experiencing the sticker shock of a mortgage rate reset that typically raises the payment and can lead to mortgage hardship.
All About Credit Scores

The credit score you need really depends on the type of loan you're after. While a fixed-rate loan will require a score of at least 620, you may qualify for an FHA loan with a score as low as 500. And if you’re active-duty military, you'll be glad to know there’s no minimum credit score requirement at all for VA loans.

That means, don’t throw in the towel on homeownership because you have a less-than-perfect credit score. Send me a message to chat, and let’s look at your options together! I have a greater Mortgage Lender who will be happy to assist you.

with Keller Williams of Moorestown

Buyer Services

Seller Services

EXCEEDING EXPECTATIONS

Find Your Happy Place!

Whether you are looking to buy and/or sell a home, land, commercial property or an investment property, Lindsey Binks Real Estate Group will take the time necessary to help you achieve your goals.